Frequently Asked Questions

EB-5 Visa
What is an EB-5 Visa?What does an investor have to do to qualify for an EB-5 Visa?Are there any advantages?
An Eb-5 Visa is an opportunity for qualifying foreign investors to secure a Green Card for themselves and their families. Created in 1992 to help stimulate the American Economy, the EB-5 program authorizes the U.S.Citizenship and Immigration Services to grant Green Cards to foreign investors who can help create or save jobs for U.S. citizens.

In order to qualify for an EB-5 Visa, an investor has to meet one of the three requirements:

  1. Form a new commercial enterprise
  2. Purchase a troubled business
  3. Invest with a federally designated Regional Center

 

Each of these requirements have additional stipulations in order for an investor to qualify for a Green Card.

The Eb-5 Visa has many advantages such as:

  1. There is no Visa backlog. Since the creation of the EB-5 Program, the quota allocated to the program has never been filled. This means that investors will obtain their Visas much quicker than through other methods.
  2. No sponsor is needed, the EB-5 Visa depends on the amount an investor is worth and if they can invest in a project or not.
  3. Investors aren’t required to be a part of the daily management of a project. As a Limited Partner, investors are free to pursue other personal or business ventures.
  4. Unlike many other Visa programs, the EB-5 Visa has no special requirement for its investors; EB-5 investors do not need to speak English, have had any business training, or business skills. They are also not required  to be continually present in the United States and can maintain personal and business relationships in their home country.
  5. The time an investor does spend in the United States during their conditional permanent residence as an EB-5 Immigrant

 

EB-5 Program
What is the EB-5 Program?What is an EB-5 Investment?Are there other requirements?Which is the best method for an EB-5 Investment?
The EB-5 program was first created in 1992 by the U.S. Congress in the hopes of stimulating the American economy with the aid of foreign investors. Initially, the program was enacted as a Pilot Program, but it has been continuously reauthorized since its inception. Through the EB-5 program, international investors may obtain their Green Card by meeting investing requirements as outlined by the U.S. Citizenship and Immigration Services (USCIS). By working within the parameters of the EB-5 Investor Program, international investors help stimulate the US economy through job creation and capital investment. For more information about the program, please visit https://www.uscis.gov/eb-5
In order for a foreign national to participate in the EB-5 Pilot Program, he/she has to invest a minimum of $500,000 to either a 1) New Commercial Enterprise 2) Purchase a troubled business. The amount of the investment may vary depending on how the investor decides to pursue an EB-5 investment. If the investor, the amount required for an EB-5 investment may be reduced to $500,000 depending on the individual project; if an investor decides to invest as an individual in a new or troubled business the required investment amount is $1 million.
In order for a foreign national to participate in the EB-5 Pilot Program, he/she has to invest a minimum of $500,000 to either a 1) New Commercial Enterprise 2) Purchase a troubled business. The amount of the investment may vary depending on how the investor decides to pursue an EB-5 investment. If the investor, the amount required for an EB-5 investment may be reduced to $500,000 depending on the individual project; if an investor decides to invest as an individual in a new or troubled business the required investment amount is $1 million.
Many investors choose to work with a federally designated Regional Center for a few reasons: the investment minimum is lowered from 100,000,000 USD to 500,000 USD, the investors do not have to be directly involved in the running of the business, most investments offered from a Regional Center are more financially stable, and help lower the possibility of permanent residency denial.

 

Bonds Model
What is the Bonds Model?What is a municipal bond?What is a maturity date?How much are the bonds usually issued for, and what is a coupon?
The Bonds Model is a method used to secure Green Cards for foreign internationals through investments made with municipal bonds. This is a unique model for investment developed by Mike Mattox and currently awaiting patent right in both China and the USA.
Municipal Bonds (munis) are debts issued by local or state governments, districts or other entities that serve a civic service. When an investor purchases a bond, they are lending money to these entities. In exchange, the entity promises to pay a specified amount of interest during the life of the bond as well as the face value of the bond itself, once it has matured. These debts are paid back at a later date (ranging from 1 day to 100 years, but generally ranging from 1 to 30 years) by the issuing entity and the interest paid back to the bondholder is tax-free from both federal and state income taxes. This is the most significant benefit of municipal bonds and it is a characteristic unique to government debt. By utilizing municipal bonds through the Bonds Model to help fund EB-5 projects, EB-5 Bonds offers our investors safe, secure investments to help meet the requirements for an EB-5 Visa.
The maturity date is the date the bonds need to be paid back. While bond’s maturity dates can be set anywhere from 1 year to 100 years, but for most bonds, the date is set from 1 to 30 years after the sale. Many of the bonds purchased by our investors are not held by them until the maturity date. Once the bonds are released, the bondholders may choose to sell the bonds in an over-the-counter market to realize a gain or loss.  
 Municipal bonds are usually only available in increments of $5,000 USD at face value. In order to entice bondholders to buy the bonds, the issuer (such as the local or state government) will pay interest on the debt, which is free from taxation from both the federal and state taxes.